:root {
  --fg: #0A0F0D;
  --fg-2: #1B2421;
  --muted: #5C6963;
  --muted-2: #8A9590;
  --line: #E6EAE7;
  --line-2: #F0F3F1;
  --accent: #1F8A4C;
  --accent-2: #34C759;
  --accent-soft: #E7F6EC;
  --accent-deep: #103A1E;
  --bg: #FFFFFF;
  --bg-2: #F7F9F8;
  --bg-3: #F0F4F2;
  --warning: #B45309;
  --shadow-sm: 0 1px 2px rgba(10, 15, 13, 0.04), 0 1px 1px rgba(10, 15, 13, 0.02);
  --shadow: 0 6px 24px rgba(10, 15, 13, 0.06), 0 2px 6px rgba(10, 15, 13, 0.04);
  --shadow-lg: 0 24px 64px rgba(10, 15, 13, 0.10), 0 8px 16px rgba(10, 15, 13, 0.04);
  --max: 1180px;
  --max-prose: 760px;
  --radius: 16px;
  --radius-sm: 10px;
  --radius-lg: 28px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

html, body {
  margin: 0;
  padding: 0;
  background: var(--bg);
  color: var(--fg);
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

a { color: var(--accent); text-decoration: none; }
a:hover { text-decoration: underline; }

img, svg { max-width: 100%; display: block; }

/* ================================================================
   Top nav
==================================================================*/

.nav {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: saturate(180%) blur(14px);
  -webkit-backdrop-filter: saturate(180%) blur(14px);
  border-bottom: 1px solid var(--line-2);
}

.nav-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 14px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 800;
  font-size: 18px;
  letter-spacing: -0.4px;
  color: var(--fg);
}

.brand:hover { text-decoration: none; }

.brand-mark { width: 28px; height: 28px; color: var(--fg); }

.nav-links {
  display: flex;
  align-items: center;
  gap: 26px;
}

.nav-links a {
  color: var(--muted);
  font-size: 14.5px;
  font-weight: 500;
}

.nav-links a:hover { color: var(--fg); text-decoration: none; }

.nav-cta {
  background: var(--fg);
  color: #fff !important;
  padding: 9px 16px;
  border-radius: 100px;
  font-weight: 600;
  font-size: 14px;
  transition: transform 0.18s ease, box-shadow 0.18s ease, background 0.18s ease;
}

.nav-cta:hover {
  background: var(--accent-deep);
  transform: translateY(-1px);
  box-shadow: 0 8px 20px rgba(16, 58, 30, 0.25);
  text-decoration: none;
}

.menu-toggle { display: none; background: none; border: 0; padding: 8px; cursor: pointer; color: var(--fg); }

@media (max-width: 820px) {
  .nav-links { display: none; }
  .menu-toggle { display: flex; }
  .nav.open .nav-links {
    display: flex;
    position: absolute;
    top: 100%;
    left: 0; right: 0;
    background: #fff;
    flex-direction: column;
    padding: 18px 24px 24px;
    gap: 18px;
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow);
  }
  .nav.open .nav-cta { align-self: flex-start; }
}

/* ================================================================
   Buttons
==================================================================*/

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 22px;
  border-radius: 100px;
  font-weight: 600;
  font-size: 15px;
  border: 0;
  cursor: pointer;
  transition: transform 0.18s ease, box-shadow 0.18s ease, background 0.18s ease, color 0.18s ease;
  text-decoration: none;
  white-space: nowrap;
}

.btn-primary {
  background: var(--fg);
  color: #fff;
}

.btn-primary:hover {
  background: var(--accent-deep);
  transform: translateY(-2px);
  box-shadow: 0 14px 30px rgba(16, 58, 30, 0.25);
  text-decoration: none;
}

.btn-ghost {
  background: var(--bg-3);
  color: var(--fg);
}

.btn-ghost:hover {
  background: #E4EAE7;
  transform: translateY(-2px);
  text-decoration: none;
}

.btn-row { display: flex; gap: 12px; flex-wrap: wrap; }

/* App-store badges */
.store-row {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 24px;
}

.store-badge {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: var(--fg);
  color: #fff;
  padding: 12px 20px 12px 16px;
  border-radius: 14px;
  text-decoration: none;
  transition: transform 0.2s ease, box-shadow 0.2s ease;
  min-width: 188px;
}

.store-badge:hover {
  transform: translateY(-2px);
  box-shadow: 0 14px 30px rgba(10, 15, 13, 0.18);
  text-decoration: none;
}

.store-badge .store-icon { width: 28px; height: 28px; }

.store-badge .store-label { line-height: 1.1; }
.store-badge .store-label small {
  display: block;
  font-size: 10.5px;
  letter-spacing: 0.5px;
  color: rgba(255,255,255,0.78);
  font-weight: 500;
  margin-bottom: 2px;
}
.store-badge .store-label strong { font-size: 15.5px; font-weight: 600; }

/* ================================================================
   Layout primitives
==================================================================*/

.section {
  max-width: var(--max);
  margin: 0 auto;
  padding: 84px 24px;
}

.section.tight { padding: 56px 24px; }

.eyebrow {
  text-transform: uppercase;
  letter-spacing: 1.5px;
  font-size: 12px;
  font-weight: 800;
  color: var(--accent);
  margin-bottom: 12px;
}

.section h2 {
  font-size: 36px;
  font-weight: 800;
  letter-spacing: -0.8px;
  line-height: 1.15;
  margin: 0 0 14px;
  color: var(--fg);
}

.section .section-lead {
  font-size: 17px;
  color: var(--muted);
  max-width: 640px;
  margin: 0 0 48px;
  line-height: 1.55;
}

/* ================================================================
   Hero
==================================================================*/

.hero {
  position: relative;
  overflow: hidden;
  padding: 88px 0 64px;
}

.hero::before {
  content: "";
  position: absolute;
  top: -160px;
  right: -120px;
  width: 520px;
  height: 520px;
  background: radial-gradient(closest-side, rgba(31, 138, 76, 0.16), transparent 70%);
  z-index: 0;
  pointer-events: none;
}

.hero::after {
  content: "";
  position: absolute;
  bottom: -200px;
  left: -200px;
  width: 600px;
  height: 600px;
  background: radial-gradient(closest-side, rgba(52, 199, 89, 0.10), transparent 70%);
  z-index: 0;
  pointer-events: none;
}

.hero-inner {
  position: relative;
  z-index: 1;
  max-width: var(--max);
  margin: 0 auto;
  padding: 0 24px;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  align-items: center;
  gap: 56px;
}

.hero-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--accent-soft);
  color: var(--accent-deep);
  padding: 6px 14px;
  border-radius: 100px;
  font-size: 12.5px;
  font-weight: 700;
  letter-spacing: 0.2px;
  margin-bottom: 22px;
}
.hero-pill .dot {
  width: 7px; height: 7px; border-radius: 50%;
  background: var(--accent-2);
  box-shadow: 0 0 0 4px rgba(52, 199, 89, 0.18);
}

.hero h1 {
  font-size: 56px;
  letter-spacing: -1.6px;
  line-height: 1.05;
  font-weight: 800;
  margin: 0 0 18px;
  color: var(--fg);
}

.hero h1 .grad {
  background: linear-gradient(90deg, var(--accent-deep) 0%, var(--accent) 50%, var(--accent-2) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

.hero p.lead {
  font-size: 18.5px;
  color: var(--muted);
  margin: 0 0 32px;
  max-width: 520px;
  line-height: 1.55;
}

.hero-art { position: relative; min-height: 480px; }

/* Phone mockup */
.phone {
  position: relative;
  width: 320px;
  margin: 0 auto;
  aspect-ratio: 320 / 640;
  border-radius: 44px;
  background: #0A0F0D;
  padding: 14px;
  box-shadow:
    0 50px 100px rgba(10, 15, 13, 0.22),
    0 20px 40px rgba(10, 15, 13, 0.10),
    inset 0 0 0 1px rgba(255,255,255,0.06);
  animation: floaty 7s ease-in-out infinite;
}

@keyframes floaty {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

.phone-screen {
  width: 100%;
  height: 100%;
  border-radius: 32px;
  background: linear-gradient(180deg, #F7F9F8 0%, #ECF1EE 100%);
  overflow: hidden;
  position: relative;
}

.phone-notch {
  position: absolute;
  top: 8px;
  left: 50%;
  transform: translateX(-50%);
  width: 110px;
  height: 26px;
  background: #0A0F0D;
  border-radius: 14px;
  z-index: 2;
}

.phone-content {
  padding: 48px 18px 18px;
  height: 100%;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.phone-greeting { color: var(--muted); font-size: 11px; }
.phone-name { color: var(--fg); font-weight: 800; font-size: 15px; margin-bottom: 2px; }

.phone-balance-card {
  background: linear-gradient(135deg, var(--accent-deep) 0%, var(--accent) 100%);
  color: #fff;
  border-radius: 20px;
  padding: 18px;
  position: relative;
  overflow: hidden;
}
.phone-balance-card::after {
  content: "";
  position: absolute;
  right: -40px; top: -40px;
  width: 140px; height: 140px;
  background: radial-gradient(closest-side, rgba(255,255,255,0.18), transparent);
}
.phone-balance-card .label { font-size: 10.5px; opacity: 0.8; letter-spacing: 1px; text-transform: uppercase; }
.phone-balance-card .amount { font-size: 24px; font-weight: 800; margin-top: 6px; letter-spacing: -0.5px; }
.phone-balance-card .sub { font-size: 10px; opacity: 0.7; margin-top: 8px; }

.phone-actions {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
}
.phone-action {
  background: #fff;
  border-radius: 12px;
  padding: 10px 4px;
  text-align: center;
  font-size: 9.5px;
  font-weight: 700;
  color: var(--fg);
  box-shadow: var(--shadow-sm);
}
.phone-action svg { width: 18px; height: 18px; margin: 0 auto 4px; display: block; }

.phone-list {
  background: #fff;
  border-radius: 16px;
  padding: 4px 12px;
  flex: 1;
  box-shadow: var(--shadow-sm);
}
.phone-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 9px 0;
  border-bottom: 1px solid var(--line-2);
  font-size: 11px;
}
.phone-row:last-child { border-bottom: 0; }
.phone-row .left { display: flex; align-items: center; gap: 8px; }
.phone-row .row-icon {
  width: 26px; height: 26px;
  border-radius: 8px;
  background: var(--accent-soft);
  display: flex; align-items: center; justify-content: center;
}
.phone-row .row-icon svg { width: 14px; height: 14px; }
.phone-row .row-title { font-weight: 700; color: var(--fg); }
.phone-row .row-sub { color: var(--muted-2); font-size: 9.5px; }
.phone-row .amount-pos { color: var(--accent); font-weight: 800; }
.phone-row .amount-neg { color: var(--fg); font-weight: 800; }

/* Floating cards next to phone */
.hero-float-card {
  position: absolute;
  background: #fff;
  padding: 14px 16px;
  border-radius: 16px;
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  font-weight: 700;
  color: var(--fg);
}

.hero-float-card .ic {
  width: 36px; height: 36px;
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
}

.hero-float-card .ic.green { background: var(--accent-soft); color: var(--accent); }
.hero-float-card .ic.dark  { background: var(--fg); color: #fff; }

.hero-float-card .ic svg { width: 18px; height: 18px; }

.hero-float-card .meta { font-size: 11px; color: var(--muted); font-weight: 500; margin-top: 2px; }

.hero-float-card.top-left {
  top: 60px; left: 0;
  animation: floaty 8s ease-in-out infinite;
}
.hero-float-card.bottom-right {
  bottom: 80px; right: 0;
  animation: floaty 9s ease-in-out infinite;
  animation-delay: -3s;
}

/* ================================================================
   Trust / partners strip
==================================================================*/

.trust {
  background: var(--bg-2);
  border-top: 1px solid var(--line-2);
  border-bottom: 1px solid var(--line-2);
}

.trust-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 28px 24px;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.trust-label {
  font-size: 12px;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  font-weight: 700;
  color: var(--muted);
}

.trust-items {
  display: flex;
  gap: 32px;
  flex-wrap: wrap;
  align-items: center;
}

.trust-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--muted);
  font-weight: 700;
  font-size: 14px;
}

.trust-item svg { width: 18px; height: 18px; color: var(--accent); }

/* ================================================================
   Features grid
==================================================================*/

.features {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.feature {
  background: #fff;
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  padding: 28px;
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

.feature:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
  border-color: var(--line);
}

.feature .ic {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: var(--accent-soft);
  color: var(--accent);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
}

.feature .ic svg { width: 24px; height: 24px; }

.feature h3 {
  font-size: 17px;
  font-weight: 700;
  margin: 0 0 8px;
  letter-spacing: -0.2px;
  color: var(--fg);
}

.feature p {
  font-size: 14.5px;
  color: var(--muted);
  margin: 0;
  line-height: 1.55;
}

/* ================================================================
   How it works
==================================================================*/

.how-bg { background: var(--bg-2); }

.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  counter-reset: step;
}

.step {
  background: #fff;
  border-radius: var(--radius);
  padding: 28px;
  border: 1px solid var(--line-2);
  position: relative;
}

.step::before {
  counter-increment: step;
  content: counter(step, decimal-leading-zero);
  position: absolute;
  top: 22px;
  right: 24px;
  font-size: 30px;
  font-weight: 800;
  color: var(--accent-soft);
  letter-spacing: -1px;
}

.step .ic-step {
  width: 44px; height: 44px;
  border-radius: 12px;
  background: var(--fg);
  color: #fff;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px;
}
.step .ic-step svg { width: 20px; height: 20px; }

.step h3 {
  font-size: 16px;
  margin: 0 0 6px;
  font-weight: 700;
  color: var(--fg);
}

.step p {
  font-size: 14.5px;
  color: var(--muted);
  margin: 0;
}

/* ================================================================
   Security band
==================================================================*/

.security {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 56px;
  align-items: center;
}

.security h2 { margin-bottom: 18px; }

.security ul {
  list-style: none;
  padding: 0;
  margin: 24px 0 0;
}

.security ul li {
  display: flex;
  gap: 14px;
  padding: 14px 0;
  border-bottom: 1px solid var(--line-2);
}

.security ul li:last-child { border-bottom: 0; }

.security .check {
  flex-shrink: 0;
  width: 24px; height: 24px;
  border-radius: 50%;
  background: var(--accent-soft);
  color: var(--accent);
  display: flex; align-items: center; justify-content: center;
}

.security .check svg { width: 14px; height: 14px; }

.security .body strong {
  display: block;
  font-size: 15px;
  color: var(--fg);
  margin-bottom: 2px;
}

.security .body span {
  font-size: 14px;
  color: var(--muted);
}

.shield-art {
  position: relative;
  height: 360px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.shield-art svg.shield { width: 260px; height: 260px; }

.shield-orbit {
  position: absolute;
  inset: 0;
  border-radius: 50%;
  border: 1px dashed var(--line);
  width: 320px; height: 320px;
  margin: auto;
  animation: spin 22s linear infinite;
}

.shield-orbit-2 {
  position: absolute;
  inset: 0;
  border-radius: 50%;
  border: 1px dashed var(--line);
  width: 380px; height: 380px;
  margin: auto;
  animation: spin 32s linear infinite reverse;
}

@keyframes spin { to { transform: rotate(360deg); } }

.orbit-dot {
  position: absolute;
  top: -6px;
  left: 50%;
  transform: translateX(-50%);
  width: 12px; height: 12px;
  border-radius: 50%;
  background: var(--accent-2);
  box-shadow: 0 0 0 6px rgba(52, 199, 89, 0.15);
}

/* ================================================================
   CTA band
==================================================================*/

.cta-band {
  background: var(--fg);
  color: #fff;
  border-radius: var(--radius-lg);
  padding: 64px 56px;
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 48px;
  align-items: center;
  position: relative;
  overflow: hidden;
}

.cta-band::before {
  content: "";
  position: absolute;
  top: -120px; right: -80px;
  width: 320px; height: 320px;
  background: radial-gradient(closest-side, rgba(52, 199, 89, 0.28), transparent 70%);
}

.cta-band h2 {
  font-size: 32px;
  letter-spacing: -0.6px;
  line-height: 1.15;
  margin: 0 0 12px;
  color: #fff;
}

.cta-band p {
  font-size: 16px;
  margin: 0 0 28px;
  color: rgba(255,255,255,0.72);
  max-width: 460px;
}

.cta-band .store-row { margin-top: 0; }
.cta-band .store-badge {
  background: #fff;
  color: var(--fg);
}
.cta-band .store-badge .store-label small { color: var(--muted); }

/* ================================================================
   Stats grid
==================================================================*/

.stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 12px;
}

.stat {
  background: #fff;
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  padding: 24px;
}

.stat .num {
  font-size: 32px;
  font-weight: 800;
  letter-spacing: -0.8px;
  color: var(--fg);
  margin-bottom: 4px;
}

.stat .lbl {
  font-size: 13.5px;
  color: var(--muted);
}

/* ================================================================
   Footer
==================================================================*/

footer.site {
  background: var(--bg-2);
  border-top: 1px solid var(--line-2);
  margin-top: 0;
}

.footer-inner {
  max-width: var(--max);
  margin: 0 auto;
  padding: 56px 24px 32px;
}

.footer-cols {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 36px;
  border-bottom: 1px solid var(--line);
}

.footer-cols h4 {
  font-size: 12px;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: var(--muted);
  margin: 0 0 14px;
  font-weight: 800;
}

.footer-cols ul { list-style: none; padding: 0; margin: 0; }
.footer-cols ul li { margin: 8px 0; }
.footer-cols ul li a { color: var(--fg-2); font-size: 14px; }
.footer-cols ul li a:hover { color: var(--accent); text-decoration: none; }

.footer-brand-blurb {
  color: var(--muted);
  font-size: 13.5px;
  margin: 14px 0 0;
  max-width: 320px;
  line-height: 1.55;
}

.footer-bottom {
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 12px;
  color: var(--muted);
  font-size: 13px;
}

.footer-bottom .legal-pointer { color: var(--muted); }

/* ================================================================
   Reveal-on-scroll animations
==================================================================*/

.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.in {
  opacity: 1;
  transform: translateY(0);
}

.reveal-stagger > * {
  opacity: 0;
  transform: translateY(14px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.reveal-stagger.in > * { opacity: 1; transform: translateY(0); }
.reveal-stagger.in > *:nth-child(1) { transition-delay: 0.00s; }
.reveal-stagger.in > *:nth-child(2) { transition-delay: 0.06s; }
.reveal-stagger.in > *:nth-child(3) { transition-delay: 0.12s; }
.reveal-stagger.in > *:nth-child(4) { transition-delay: 0.18s; }
.reveal-stagger.in > *:nth-child(5) { transition-delay: 0.24s; }
.reveal-stagger.in > *:nth-child(6) { transition-delay: 0.30s; }

@media (prefers-reduced-motion: reduce) {
  .reveal, .reveal-stagger > * { opacity: 1; transform: none; transition: none; }
  .phone, .hero-float-card { animation: none !important; }
  .shield-orbit, .shield-orbit-2 { animation: none !important; }
}

/* ================================================================
   Legal-page typography (privacy.html, terms.html)
==================================================================*/

.legal-main {
  max-width: var(--max-prose);
  margin: 0 auto;
  padding: 48px 24px 96px;
}

.legal-main h1 {
  font-size: 36px;
  font-weight: 800;
  letter-spacing: -0.8px;
  margin: 8px 0 6px;
  line-height: 1.15;
}

.legal-main .meta { color: var(--muted); font-size: 13.5px; margin-top: 0; }

.legal-main .lead-prose {
  font-size: 17px;
  color: var(--muted);
  margin: 18px 0 24px;
  line-height: 1.55;
}

.legal-main h2 {
  font-size: 22px;
  font-weight: 800;
  margin: 48px 0 8px;
  letter-spacing: -0.3px;
  scroll-margin-top: 80px;
}

.legal-main h3 {
  font-size: 16px;
  font-weight: 700;
  margin: 26px 0 6px;
}

.legal-main p, .legal-main ul, .legal-main ol { margin: 12px 0; line-height: 1.6; }
.legal-main ul, .legal-main ol { padding-left: 22px; }
.legal-main li { margin: 6px 0; }

.legal-main table {
  border-collapse: collapse;
  width: 100%;
  margin: 16px 0;
  font-size: 14px;
}
.legal-main th, .legal-main td {
  text-align: left;
  padding: 12px 14px;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
}
.legal-main th { font-weight: 700; background: var(--bg-2); }

.toc {
  background: var(--bg-2);
  border: 1px solid var(--line-2);
  border-radius: var(--radius);
  padding: 18px 22px;
  margin: 28px 0 32px;
}

.toc h3 {
  margin: 0 0 8px;
  font-size: 11.5px;
  font-weight: 800;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  color: var(--muted);
}

.toc ol { margin: 0; padding-left: 22px; font-size: 14px; }
.toc a { color: var(--fg); }
.toc a:hover { color: var(--accent); }

/* ================================================================
   Responsive
==================================================================*/

@media (max-width: 980px) {
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero { padding: 56px 0 40px; }
  .hero h1 { font-size: 42px; letter-spacing: -1px; }
  .hero-art { min-height: 540px; }
  .hero-float-card.top-left { top: 30px; left: 8px; }
  .hero-float-card.bottom-right { bottom: 40px; right: 8px; }
  .features { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: 1fr; }
  .security { grid-template-columns: 1fr; gap: 40px; }
  .shield-art { height: 280px; }
  .cta-band { grid-template-columns: 1fr; padding: 44px 32px; }
  .stats { grid-template-columns: repeat(2, 1fr); }
  .footer-cols { grid-template-columns: 1fr 1fr; gap: 32px; }
  .section h2 { font-size: 28px; }
  .cta-band h2 { font-size: 26px; }
}

@media (max-width: 560px) {
  .hero h1 { font-size: 34px; letter-spacing: -0.6px; }
  .hero p.lead { font-size: 16px; }
  .section { padding: 64px 20px; }
  .features { grid-template-columns: 1fr; }
  .stats { grid-template-columns: 1fr 1fr; }
  .cta-band { padding: 36px 24px; border-radius: 20px; }
  .legal-main { padding: 32px 20px 64px; }
  .legal-main h1 { font-size: 28px; }
  .footer-cols { grid-template-columns: 1fr; gap: 28px; }
  .phone { width: 280px; }
  .hero-float-card { font-size: 12px; padding: 12px 14px; }
}